Wind/Hail Damage
Wind and hail damage are two types most commonly experienced due to severe weather. Hail can range from pea-sized up to the size of golf balls or larger — leaving hard-to-spot damage to roofing and siding that leads to costly repairs down the road. Wind leaves more noticeable damage like missing shingles and unfastened siding. While easy to spot, if left unrepaired it can open up your home to water and pest damage.
Dos & Don'ts of
Wind/Hail Damage
DO
- Do Put our number (419) 504-1601 into your contacts and speed dial.
- Do Call us for names of vendors we know to be proven to handle wind and hail damage.
- Do Take Wind/Hail damage seriously — it may not look like a lot, but both can easily lead to significant damage and repairs.
- Do Try to prevent any further damage to your property before it can be inspected. You can ask a contractor to help you with this.
- Do Look out for any water spots in your ceiling or walls where you have experienced Wind/Hail damage, so you can take mitigating measures and document their occurrence.
DON'T
- Don't Don't try to inspect your roof while weather is still unfavorable. There is a time frame to file a claim, but most policies have a minimum of 1 year.
- Don't Don't start any work until you and the insurer agree on the Scope of Loss.
- Don't Don't automatically take what the insurance company offers at first — you might end up needing more money if the scope of work goes above what was initially decided.
Disclaimer: We're not contractors, please seek contracting advice from licensed contractors who specialize in this field.
Other Claim Types
Ohio Claim Help
Why Wind/Hail Damage Claims Get Underpaid
Insurance carriers often narrow the scope, separate related damage, miss hidden conditions, or price repairs below what Ohio contractors actually need to restore the property.
KCC documents the damage, reviews the policy, builds the claim position, and pushes back when the insurance estimate does not match the real loss.
Call KCC When
- The first estimate will not cover the repairs.
- The carrier says part of the damage is old or unrelated.
- The claim is delayed, denied, or stuck in review.
- You want a policyholder-side review before accepting payment.
When The Amount Is Still Wrong
What Is Appraisal?
Appraisal is a policy process for resolving disputes over the value of a covered loss. If your insurance company accepts coverage for wind/hail damage but the numbers are too far apart, appraisal may help move the claim toward a binding amount.
Insurance Appraisal Services