Ohio Public Adjuster Help When The Insurance Estimate Falls Short

A public adjuster is a licensed claims professional the policyholder hires to help prepare, document, present, and negotiate a property insurance claim. In Ohio, a public adjuster must be licensed by the Ohio Department of Insurance.

When it comes to insurance claims, you are responsible for proving your loss to your insurance company. Aside from attorneys, a licensed public insurance adjuster is the only entity licensed by the state to represent you, the insured. As a Public Adjuster, we handle all of the work regarding your claim. Think of it this way: If you were involved in a legal matter, you wouldn’t choose to represent yourself. Instead, you would hire an attorney to represent you. The scenario isn’t all too different when it comes to insurance claims. It is important to remember the adjuster hired by the insurance company works to protect their interests while a Public Adjuster works ONLY for you. (We are not attorneys and do not offer legal advice. Please contact an attorney for legal advice.)

No. It would be a serious violation for any insurance company to discriminate against you in any way for exercising your right to hire a licensed public adjuster for your insurance claim.

What you’re owed is set by your policy and the documented damage. KCC’s job is to document the full loss, check the estimate against what the policy covers, and handle the back-and-forth with the carrier, working toward payment of what the policy owes. There is no promise of a specific result.

You should call us immediately after a loss. It is most beneficial for all parties when we are involved at the beginning of the claim development so we can set the tone for the entire process. That said, KCC can be brought in at any part of the claim process.

No. KCC does not offer legal advice or contractor services. Please contact an attorney for any legal advice. That said, we can review your contractor’s estimate alongside the carrier’s scope so missing damage can be documented.

We have expertise in a variety of residential and commercial insurance claims such as: water, tornado, wind, hail, fire, collapse, water backup, pipe burst and other related accidents and natural disasters.

Our fee is based upon a percentage of the insurance company’s settlement to you. There are no upfront fees for our services. It is in our best interest to look out for our clients’ interest and get your claim settled.