April 28, 2026
Why Lorain County Homeowners Need a Local Public Adjuster
Why Lorain County Homeowners Need a Local Public Adjuster...
Read MoreOhio's Premier Public Adjuster
We Make The Insurance
Claims Process Easy
A public adjuster represents you — not the insurance company. We fight to get you every dollar you deserve. Free consultation, no upfront cost.
★★★★★4.9 Google Rating · 1,000+ Ohio Clients · No upfront cost
15+
Years Experience
1,000+
Happy Clients
$20M+
Awarded
About KCC
We're The Premier Public Adjuster In Ohio
★★★★★
4.9on GoogleKeathley Claims Consultants was founded by Ryan Keathley, a licensed Ohio public adjuster with over 15 years in the insurance industry. After years working on the insurance company side, Ryan switched to fighting for homeowners — because he saw firsthand how often claims were underpaid.
Today, KCC represents hundreds of Ohio homeowners and businesses each year, recovering millions in settlements that would have otherwise been left on the table. Our contingency fee model means you pay nothing unless we win for you.
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Thorough Inspection
We find damage others miss
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Expert Negotiation
We know every carrier tactic
Why Homeowners Choose KCC
- 15+ years of insurance industry experience — including the carrier side
- Licensed Ohio Public Adjuster (License #1367111)
- Contingency fee — zero upfront cost, we get paid when you do
- 1,000+ satisfied clients across Ohio
- 4.9 star Google rating
- $20M+ recovered for Ohio policyholders
- We handle all communication with your insurance company
- No claim too large or too small
Our Expertise
We Handle All Types of Property Claims
From tornado damage to sewer backup, we have the expertise to maximize your settlement on any type of property damage claim.
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Tornado Damage
Ohio ranks among the top states for tornado activity. Get the full settlement your tornado claim deserves.
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Wind & Hail Damage
Hail and high winds are the #1 source of homeowner insurance claims. Don't let insurers call it 'cosmetic.'
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Fire & Smoke Damage
Fire claims involve dozens of line items insurers try to underpay. We document everything.
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Water & Flood Damage
Water damage spreads fast and hidden moisture is easy to miss. We find it all.
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Burst Pipe Damage
Ohio winters mean frozen pipes and freeze damage. Carriers love to argue what's 'maintenance' vs. covered.
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Sewer Backup
Sewer backup is one of the most underinsured claim types. We know the coverage and fight for every dollar.
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How It Works
3 Simple Steps To Get Started
Filing a claim with KCC is simple. We take on the burden so you can focus on getting your life back to normal.
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01
Contact Us
Call, text, or fill out our form. We'll talk through your situation for free — zero pressure, honest advice.
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02
Complete Intake
We conduct a thorough inspection and complete your full claim intake — documenting every item of damage before anything is repaired.
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03
Get Started
We prepare your claim, handle all communications with your insurer, and negotiate your maximum settlement. You focus on your family.
Client Stories
What Our Clients Say
★★★★★
4.9on Google★★★★★
“Ryan and his team were absolutely incredible after our house was hit by a tornado. We had no idea what we were doing with the insurance claim, and they handled everything. We ended up with three times what the insurance company initially offered. Cannot recommend them enough!”
S
Sarah M.
Wellington, OH
★★★★★
“After a major hailstorm damaged our roof, the insurance company tried to say it was just 'cosmetic damage.' KCC came in, documented everything properly, and got us a full roof replacement plus additional funds for damage we didn't even know about. Worth every penny.”
M
Mike T.
Lorain, OH
★★★★★
“I was skeptical about hiring a public adjuster, but after our basement flooded and the insurance company offered us a fraction of what we needed, I called Keathley Claims. They increased our settlement significantly and handled all the paperwork. I wish I had called sooner.”
J
Jennifer R.
Elyria, OH
★★★★★
“Professional, knowledgeable, and truly on your side. Ryan walked me through every step of the process and kept me informed throughout. Our fire damage claim was far more complex than I realized, and KCC made sure nothing was missed.”
D
David K.
Medina, OH
Resources
Insurance Claims Advice
Practical tips to help Ohio homeowners navigate the claims process and get what they deserve.
April 28, 2026
What Ohio Homeowners Should Do in the First 48 Hours After a House Fire Claim
What Ohio Homeowners Should Do in the First 48 Hours After a House Fire Claim...
Read MoreApril 21, 2026
Do I Need a Public Adjuster? An Honest Answer From a Licensed Ohio PA
Do I Need a Public Adjuster? An Honest Answer From a Licensed Ohio PA...
Read MoreSchedule A FREE Insurance Claims Consultation
Don't let your insurance company shortchange you. Our expert public adjusters fight to get you the settlement you deserve.
FAQ
Frequently Asked Questions
Everything you need to know about working with a public adjuster.
What is a public adjuster?
A public adjuster is a licensed insurance professional who works exclusively for policyholders — not insurance companies. We inspect your property damage, document your losses, prepare your claim, and negotiate with your insurance company to get you the maximum settlement you're entitled to.
How much does a public adjuster cost?
We work on a contingency fee basis — meaning we only get paid when you get paid. Our fee is a percentage of the final insurance settlement. There are no upfront costs and no fees if we don't recover money for you.
When should I hire a public adjuster?
As soon as you have a significant insurance claim. The earlier we get involved, the better we can document your damage before temporary repairs obscure evidence. However, we can also help if you've already filed and feel your settlement was too low.
Can I hire a public adjuster after my claim is already filed?
Yes. Even if you've already filed a claim or received a settlement offer, we can review your claim, identify what was missed or underpaid, and negotiate for more. It's never too late to get a second opinion.
How much more will I get with a public adjuster?
Studies consistently show that policyholders who hire public adjusters receive significantly higher settlements than those who don't. Our clients typically receive 3-5x what the insurance company initially offered, though results vary by claim.
Will hiring a public adjuster slow down my claim?
No — in most cases, it speeds things up. We know exactly what documentation is needed and how to communicate with insurance companies efficiently. We also ensure nothing is missed that would require reopening the claim later.
Do you work with all insurance companies?
Yes. We work with all major insurance carriers operating in Ohio. Our team understands the policies, procedures, and tactics used by every major insurer.
What types of claims do you handle?
We handle all residential and commercial property insurance claims including tornado damage, wind and hail damage, fire and smoke damage, water and flood damage, burst pipe damage, sewer backup, and more. If it's a property damage claim, we can help.
Start Your Claim Process Now & Get Inspection Priority Today!
Don't wait — insurance claims have deadlines. Contact us today for your free consultation.
Licensed Ohio Public Adjuster · License #1367111 · No upfront cost