What “increase” means
Unless an example states otherwise, an increase is the additional amount KCC reports above an earlier insurance-company settlement or payment position. It is not necessarily the total claim payment.
Property Claim
Outcome Examples
Review reported wind, hail, fire, smoke, commercial, and underpaid property claim outcomes handled by Keathley Claims Consultants. Each example identifies the claim type, the reported change, and the limitations that apply when comparing past results.
Select a story to review the claim circumstances and reported outcome.
Ohio Claim Outcome Proof
Documented Wind, Hail, Fire, and Underpaid Claim Outcomes
These examples show how much the claim file can change after policyholder-side review, documentation, estimate analysis, and claim advocacy. Results vary by policy, damage, coverage, documentation, and claim facts.
6
Documented claim outcome examples
$300,800.24+
Documented settlement and payout increases shown
Wind, Hail, Fire
Priority claim types represented
Reporting Method
How To Read These Claim Outcome Examples
These summaries provide context for the figures shown and help readers compare the examples accurately. They are evidence of KCC's reported experience, not a prediction of what any other claim will produce.
Where the figures come from
The amounts and percentages are figures KCC reports from its records for these examples. This page summarizes the outcomes and does not reproduce the complete policies, estimates, payment records, or claim files.
Privacy and limitations
Client names are changed for privacy. Results depend on the policy, covered damage, deductible, depreciation, documentation, carrier position, timing, and other claim-specific facts. Past outcomes do not guarantee a future result.
Outcomes By Claim Type
Fire, Wind, Hail, And Underpaid Claim Outcomes
These summaries group the published examples by loss type so policyholders can quickly find the evidence most relevant to a fire, wind, hail, commercial, or underpaid claim.
Fire and smoke property insurance claim
Fire and smoke claim outcome proof
$76,418.00 claim payout increase shown
The published fire and smoke example shows how smoke, soot, structure damage, contents, and policy limits can affect the final claim value after policyholder-side review.
Review related claim helpWind damage property insurance claims
Wind damage claim outcome proof
$208,402.12 documented wind-related settlement increases shown
The published wind examples include winter wind, metal roof debris damage, interior water damage from wind, and a commercial wind claim with a large estimate gap.
Review related claim helpWind and hail property insurance claim
Wind and hail claim outcome proof
$15,980.12 documented wind and hail settlement increase shown
The published wind and hail example shows how a severe storm claim changed after KCC reviewed the loss, documented the dispute, and pushed back on the original settlement position.
Review related claim helpUnderpaid property insurance claim disputes
Underpaid claim review proof
$300,800.24+ total documented settlement and payout increases shown
Across the published examples, the common issue is not just the peril. It is the gap between the carrier position and the documented damage, scope, pricing, and claim value.
Review related claim help
Erin McDaniel's Story
Wind and hail property insurance claim | $15,980.12 settlement increase and 6,166% increase
Mr. McDaniel experienced a severe hail and wind storm that resulted in significant damages to his property. After not getting the settlement that he wanted from Allstate, he contacted Keathley Claims Consultants. Once KCC was involved, we were able to earn Erin a significant increase to his claim settlement. With our involvement, KCC was able to get his settlement increase by $15,980.12 that is a 6,166% increase.
Wind and hail claim helpKCC reports that the client's name was changed for privacy. The claim circumstances and outcome figures shown are KCC's summary of this example; results vary by claim.
Haley Saunders's Story
Winter wind damage property insurance claim | $33,017.08 settlement increase and 4,543% increase
Just two days before Christmas Haley’s house was struck by a severe winter storm with high winds. Unbeknownst to Mrs. Saunders, her shingles took the brunt of the damage. Once spring hits, the damage truly revealed itself, and of course, her insurance was not there for her. After KCC got involved in Haley’s claim, we were able to get her an increase of $33,017.08 that is a 4,543% increase from her original settlement.
Wind damage claim helpKCC reports that the client's name was changed for privacy. The claim circumstances and outcome figures shown are KCC's summary of this example; results vary by claim.
Charlie Faulkner's Story
Wind damage property insurance claim | $86,959.37 settlement increase and 239% increase
Mr. Faulkner did not initially know about Keathley Claims Consultants service and was actually referred to us by his contractor. After coming into conflict with his insurance company, he decided to enlist our help. Charlie’s home is a good example of how even metal roofs can experience wind damage, a lot of the time through debris damage. KCC was able to get Charlie a 239% increase or a monetary increase of $86,959.37 in his settlement after our involvement.
Wind damage claim helpKCC reports that the client's name was changed for privacy. The claim circumstances and outcome figures shown are KCC's summary of this example; results vary by claim.
Elliot Mccree's Story
Fire and smoke property insurance claim | $76,418.00 claim payout increase
Fire is one of the most devastating forms of property damage a home can experience, and Mr. McCree’s ordeal was no exception. On top of physical damages, Elliot had to contend with smoke and soot damages as well. After enduring the initial devastation, Elliot faced additional challenges with his insurance company. That’s when he turned to Keathley Claims Consultants (KCC) for assistance. KCC successfully secured a settlement that maximized Elliot’s policy limits, which increased his claim payout by $76,418.00.
Fire and smoke claim helpKCC reports that the client's name was changed for privacy. The claim circumstances and outcome figures shown are KCC's summary of this example; results vary by claim.
Kenny Benjamin's Story
Wind damage and interior water property insurance claim | $18,513.70 settlement increase and 5,866% increase
Mr. Benjamin thought the worst of his troubles was severe wind damages to his roof and shingles, but like a lot of our clients learn, interior water damage can easily occur in these situations as well. After his insurance company offered him pennies on the dollar to repair his property, Kenny contacted Keathley Claims Consultants. We were able to obtain an increase of $18,513.70 to his settlement or in other words, a 5,866% increase.
Wind damage claim helpKCC reports that the client's name was changed for privacy. The claim circumstances and outcome figures shown are KCC's summary of this example; results vary by claim.
NC Condominium's Story
Commercial wind damage property insurance claim | Claim settlement increased from $1,005.88 to $70,917.85
Keathley Claims Consultants prides itself on helping the individual homeowner with the treacherous insurance claims process, but that does not mean they are the only ones we help. NC Condominiums is a large commercial real-estate development and they experienced weather damage just like everyone else. We were able to increase their wind damage claim settlement from $1,005.88 to $70,917.85, that is a 6,950.33% increase!
Wind damage claim helpKCC reports that the client's name was changed for privacy. The claim circumstances and outcome figures shown are KCC's summary of this example; results vary by claim.
Outcome FAQ
Questions About These Claim Stories
Are these Ohio public adjuster client stories real? +
Yes. KCC states that names are changed for privacy, but the claim details and outcome examples shown on this page are real claim outcome examples from property insurance disputes.
Do past claim outcomes guarantee what KCC can recover on my claim? +
No. Every insurance claim depends on the policy, damage, coverage position, documentation, carrier estimate, deductible, depreciation, facts, and timing. Past outcomes show experience, but they do not guarantee the result of a future claim.
What claim types are represented in these client stories? +
The examples include wind damage, hail damage, fire and smoke damage, commercial wind damage, roof damage, interior water damage, and underpaid property insurance claim disputes.
Can KCC review a low insurance estimate before I accept payment? +
Yes. KCC can review underpaid, delayed, denied, fire, smoke, wind, hail, roof, siding, storm, and appraisal-related property claim issues before a policyholder treats the insurance company estimate as final.