Public Adjuster in Toledo, Ohio

Toledo Homeowners: Stop Settling for Less

Northwest Ohio weather doesn't hold back. Lake Erie storms, winter freezes, spring tornados — Toledo homeowners deal with it all. And when damage hits your home, you expect your insurance company to be there for you.

But here's what most Toledo homeowners learn the hard way: the adjuster your insurance company sends works for them. Their goal is to close your claim as quickly and cheaply as possible.

Keathley Claims Consultants is an Ohio-licensed public adjuster that works for you. We've spent over 15 years helping homeowners across Ohio — including Toledo and Lucas County — get the insurance settlements they're entitled to.

What Makes KCC Different

We used to work for insurance companies. That's not something we hide — it's our biggest advantage. We know how carriers train their adjusters, what shortcuts they take, and how they minimize claims. Now we use that knowledge to fight for homeowners instead.

• 15+ years of claims experience
• $20M+ awarded to Ohio policyholders
• 1,000+ homeowners served
• Contingency fee — no cost to you unless we win
• Ohio PA License #1367111

Claims We Handle in Toledo

Wind and Storm Damage

Toledo sits right in the path of Lake Erie weather systems. High winds, severe thunderstorms, and straight-line winds cause roof damage, siding damage, and structural issues that insurance companies routinely underpay.

Hail Damage

Hail claims are some of the most disputed in the industry. Carriers send their own inspectors who conveniently find "no functional damage." We bring independent documentation that tells the real story.

Fire and Smoke Damage

Whether it's a house fire, electrical fire, or grease fire, the damage goes far beyond what you can see. Smoke damage penetrates walls, ductwork, and personal belongings. We make sure every affected area is included in your claim.

Freeze and Water Damage

Toledo winters mean frozen pipes, ice dams, and burst water lines. These claims get complicated fast — carriers argue about gradual damage, maintenance, and what's "sudden and accidental." We know the policy language and how to use it.

Tornado Damage

Northwest Ohio sees tornado activity every year. When a tornado damages your home, the claim needs to be comprehensive — roof, siding, windows, fencing, outbuildings, landscaping, and contents. We don't miss anything.

Our Simple Process

1. Call (419) 504-1601 — Free consultation. We'll tell you honestly whether a public adjuster makes sense for your claim.

2. Property inspection — We come to your Toledo home and document every bit of damage. Photos, measurements, detailed notes.

3. We handle your claim — Filing, communication, negotiation. We deal with the insurance company so you don't have to.

Serving Toledo and Northwest Ohio

We work with homeowners throughout Lucas County and Northwest Ohio:

• Toledo, Sylvania, Maumee
• Perrysburg, Oregon, Northwood
• Holland, Whitehouse, Waterville
• Temperance, Lambertville, Ottawa Hills
• Rossford, Walbridge, Millbury

Plus Sandusky, Fremont, Findlay, Bowling Green, and communities across Northwest Ohio.

You Shouldn't Have to Fight Your Insurance Company Alone

Filing a claim should be straightforward. You pay your premiums, damage happens, your insurance company pays to fix it. But it rarely works that way.

Insurance companies have teams of professionals working to protect their interests. Keathley Claims Consultants gives you that same level of expertise — working for you.

📞 (419) 504-1601 📧 claims@keathleyclaims.com 🌐 www.keathleyclaims.com

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Keathley Claims Consultants — Ohio PA License #1367111. Serving Toledo and all of Ohio.