Public Adjuster in Parma, Ohio

Parma Homeowners: Get the Insurance Settlement You Deserve

Parma is Ohio's seventh largest city and home to thousands of post-war homes that face unique insurance challenges. Built primarily in the 1950s-1970s, many Parma homes have materials that are no longer manufactured — which means when storm damage hits, Ohio's matching rule can significantly increase what your insurance company owes you.

Keathley Claims Consultants is a licensed Ohio public adjusting firm with over 15 years of experience and more than $20 million in settlements awarded to homeowners across the state.

Their Adjuster vs. Your Adjuster

When you file an insurance claim, your carrier sends their adjuster — someone who works for the insurance company and is trained to minimize payouts. A public adjuster works for you. We're licensed by the State of Ohio (PA License #1367111), and our only goal is to maximize your settlement.

No upfront fees. We work on contingency — we only get paid when you get paid.

What Makes Parma Claims Different

Parma's housing stock is its biggest insurance asset — and its biggest challenge. Aluminum and vinyl siding from the 1960s-70s, original window systems, and aging roofing materials often can't be matched with modern products. Under Ohio Administrative Code §3901-1-54, when damaged materials can't be matched, the carrier must pay to replace entire elevations or sections. Most homeowners don't know this. Insurance companies definitely don't volunteer it.

Claims We Handle in Parma

Wind and Hail Damage — Severe storms bring roof damage, siding damage, gutter damage, and more. Insurance companies routinely underpay these claims by calling damage "cosmetic" or using outdated pricing. We document thoroughly and fight for full replacement costs.

Fire and Smoke Damage — Fire claims are the most complex in insurance. Structural damage, smoke infiltration, water damage from firefighting, personal property losses, and temporary housing — we make sure nothing gets missed.

Water and Freeze Damage — Burst pipes, ice dams, appliance failures, and roof leaks cause extensive damage that spreads fast. Carriers argue "maintenance" to deny coverage. We know the difference between wear-and-tear and covered damage.

Tornado and Severe Storm Damage — Ohio sees regular severe weather. Tornado damage creates multi-system claims covering roof, exterior, interior, other structures, and personal property. We handle every aspect.

Sewer Backup — If your policy includes sewer backup coverage, we make sure you collect every dollar within your limits.

Why KCC

• 15+ years of claims experience — including time on the insurance company side
• $20M+ awarded to Ohio policyholders
• 1,000+ homeowners served across Ohio
• Former insurance industry professionals — we know the carrier playbook
• Ohio PA License #1367111

Our Process

1. Free consultation — Call (419) 504-1601. We'll review your situation and give honest advice.
2. Property inspection — We visit your Parma-area home and document every area of damage.
3. We handle everything — Claim filing, carrier communication, and negotiation until you get a fair settlement.

Serving Southern Cuyahoga County and Southwest suburbs

We work with homeowners throughout the area, including:

• Parma
• Parma Heights
• Seven Hills
• Broadview Heights
• North Royalton
• Strongsville
• Middleburg Heights
• Brook Park
• Brooklyn
• Independence
• Brecksville

And homeowners across all 88 Ohio counties.

Don't Accept Less Than You Deserve

Your insurance company has teams of professionals protecting their interests. You deserve the same level of expertise on your side.

📞 (419) 504-1601 📧 claims@keathleyclaims.com 🌐 www.keathleyclaims.com

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Keathley Claims Consultants — Ohio PA License #1367111. Serving Parma and all of Ohio.