Lima, Ohio
Public Adjuster in Lima, Ohio
Keathley Claims Consultants serves homeowners throughout Lima and the surrounding area. 15+ years fighting insurance companies for fair settlements.
Lima Homeowners: Get the Insurance Settlement You Deserve
Lima and Allen County homeowners face the same reality as every Ohio homeowner: when property damage happens, your insurance company's goal is to pay as little as possible. Their adjuster works for them. Keathley Claims Consultants works for you.
Keathley Claims Consultants is a licensed Ohio public adjusting firm with over 15 years of experience and more than $20 million in settlements awarded to homeowners across the state.
Their Adjuster vs. Your Adjuster
When you file an insurance claim, your carrier sends their adjuster — someone who works for the insurance company and is trained to minimize payouts. A public adjuster works for you. We're licensed by the State of Ohio (PA License #1367111), and our only goal is to maximize your settlement.
No upfront fees. We work on contingency — we only get paid when you get paid.
What Makes Lima Claims Different
Western Ohio's severe weather — tornadoes, straight-line winds, hail, and ice storms — creates regular property damage in Allen County. Lima's mix of older and newer construction means claims can range from simple roof repairs to complex siding matching issues that trigger Ohio's matching rule.
Claims We Handle in Lima
Wind and Hail Damage — Severe storms bring roof damage, siding damage, gutter damage, and more. Insurance companies routinely underpay these claims by calling damage "cosmetic" or using outdated pricing. We document thoroughly and fight for full replacement costs.
Fire and Smoke Damage — Fire claims are the most complex in insurance. Structural damage, smoke infiltration, water damage from firefighting, personal property losses, and temporary housing — we make sure nothing gets missed.
Water and Freeze Damage — Burst pipes, ice dams, appliance failures, and roof leaks cause extensive damage that spreads fast. Carriers argue "maintenance" to deny coverage. We know the difference between wear-and-tear and covered damage.
Tornado and Severe Storm Damage — Ohio sees regular severe weather. Tornado damage creates multi-system claims covering roof, exterior, interior, other structures, and personal property. We handle every aspect.
Sewer Backup — If your policy includes sewer backup coverage, we make sure you collect every dollar within your limits.
Why KCC
- 15+ years of claims experience — including time on the insurance company side
- $20M+ awarded to Ohio policyholders
- 1,000+ homeowners served across Ohio
- Former insurance industry professionals — we know the carrier playbook
- Ohio PA License #1367111
Our Process
- Free consultation — Call (419) 504-1601. We'll review your situation and give honest advice.
- Property inspection — We visit your Lima-area home and document every area of damage.
- We handle everything — Claim filing, carrier communication, and negotiation until you get a fair settlement.
Serving Allen County and Western Ohio
We work with homeowners throughout the area, including:
- Lima
- Elida
- Delphos
- Spencerville
- Bluffton
- Ada
- Wapakoneta
- Sidney
- Bellefontaine
- Van Wert
And homeowners across all 88 Ohio counties.
Don't Accept Less Than You Deserve
Your insurance company has teams of professionals protecting their interests. You deserve the same level of expertise on your side.
📞 (419) 504-1601 📧 claims@keathleyclaims.com 🌐 www.keathleyclaims.com
Keathley Claims Consultants — Ohio PA License #1367111. Serving Lima and all of Ohio.
Lima-Area Claims We Handle
Schedule a Free Consultation for Your Lima Property Claim
We serve Lima and surrounding Ohio communities. No upfront cost — we get paid when you get paid.