How Does an Insurance Claim Affect My Taxes or Tax Return? What Homeowners Need to Know!
When disaster strikes, filing an insurance claim is often your first step toward recovering financially and restoring your home. But many policyholders are left wondering—how does this impact my taxes? Will receiving a claim payout raise my tax bill, reduce my refund, or trigger IRS scrutiny?
When Should You Review or Revise Your Home Insurance Policy?
Home insurance isn’t a “set it and forget it” kind of protection. Life changes, and so do the needs of your home and family. Whether you've recently renovated, welcomed a new family member, or experienced a shift in finances, it’s essential to regularly review, revise, or adjust your home insurance policy to ensure it still provides the coverage you truly need.
Spring Cleaning: Protect Your Home and Prevent Insurance Claims
Spring is the perfect time to refresh your home after a long winter—but did you know that proper spring cleaning and maintenance can also help you avoid costly insurance claims? By taking the time to inspect and clean key areas of your home, both inside and out, you can prevent damage, reduce risks, and ensure your insurance coverage remains intact.
State Farm Caught in Billion-Dollar Controversy in California
State Farm is currently facing significant backlash in California following controversial remarks made by one of its executives. The company swiftly cut ties with the individual, distancing itself from comments that showed little sympathy for victims of California’s devastating wildfires.
Are You Leaving Money on the Table? How to Ensure You Get the Insurance Payout You Deserve
When disaster strikes, whether it’s storm damage, fire, water, or any other property loss, the first thing homeowners and business owners do is turn to their insurance company for help. After all, that’s why you’ve been faithfully paying premiums, right? Unfortunately, what many policyholders don’t realize is that insurance companies often undervalue claims—offering settlements that barely cover a fraction of the real repair costs.
AI in Insurance Claims: A Cause for Concern?
Certain insurance providers use of AI in handling insurance claims has raised concerns after reports revealed that AI drafts claims-related emails, with human adjusters only reviewing them. Can AI be used ethically in the insurance industry or will unchecked implementation erode trust and fairness?
Most Common Home Insurance Claims & What To Know
Home insurance provides financial protection against unexpected damages and losses. According to the Insurance Information Institute (III), nearly 98% of home insurance claims involve property damage. While liability claims occur less frequently, they can be significantly more costly. Understanding the most common claims can help homeowners take preventative measures to minimize risks.
Frozen Pipe Emergencies: 5 Essential Tips for Recovery and Prevention
When temperatures drop, frozen pipes can become a homeowner's worst nightmare. Not only do they disrupt your water supply, but they can also cause significant water damage if they burst. Being prepared for this situation and knowing how to prevent it in the first place can save you time, money, and stress. In this article, we’ll explore five key steps to take if a frozen pipe bursts and five practical tips to keep your pipes safe during freezing weather.
10 Ways A House Covered In Snow & Ice Can Be Damaged
Winter wonderlands can be beautiful, but snow and ice can wreak havoc on your home if you're not prepared. Here are 10 ways snow and ice can damage your house, along with tips to prevent costly repairs.
5 Essential Safety Tips for Deep Frying a Turkey
Deep-fried turkey is a delicious and crispy alternative to traditional roasted turkey, especially popular during the holiday season. However, deep frying a turkey comes with unique risks, including the potential for burns, fires, and property damage if not done properly.
KCC’s Winter Fire Safety Checklist for Homeowners
With the increased use of heating systems, fireplaces, and holiday decorations, the risk of home fires also rises. In fact, according to the National Fire Protection Association, heating equipment is one of the leading causes of home fires in winter months. By following a few safety steps and making sure your home is prepared for the season, you can help protect your home and loved ones from fire hazards.
The 10 Biggest Myths of Home Insurance
Home insurance is a crucial aspect of protecting your property, yet many homeowners operate under misconceptions that can lead to inadequate coverage or unexpected costs. The sad reality is, most people do not actually know what, how, or why their insurance covers what it does. Here’s a look at ten of the most common myths about home insurance, along with the truths behind them.
5 Reasons Why You Should Clean Your Gutters?
Keeping your gutters clear of leaves and debris is essential for maintaining the health of your home. Neglected gutters can lead to a range of problems that can affect both your property and wallet.
Translating Your Policy: How To Read Your Homeowner Policy
Navigating your home insurance documents can seem overwhelming, but understanding your homeowners insurance policy can simplify the process. This article will guide you through the key elements of your policy & will help you feel more knowledgeable about your insurance.
Winter Is Coming: Here’s Some Property Winter Prep Information
Winter can introduce severe weather that poses risks to your roof, home interior, and plumbing. To help safeguard your property during these cold months, here are some helpful suggestions.
Top 5: What Actions We Recommend After A Wind & Hail Storm
This article offers five actions that should be taken by an insured after experiencing wind and hail damage to their property.
Navigating the Storm: The Role & Impact of Public Adjusters
This article will inform individuals of what a Public Adjuster is and how they can help clients get the maximize compensation for their losses.
Empowering the Underdog: Keathley Claims Consultants
This article is about who Keathley Claims Consultants is and why we are in the business of helping people as public adjusters.